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How BudgetByChat compares
Side-by-side comparisons with prices checked on each company’s own site, including when the other option is the better choice.
YNAB alternativeLooking for a YNAB alternative? YNAB costs $109 a year and keeps one currency per budget. BudgetByChat is a free zero-based budgeting app with 30 currencies in one budget.Open →EveryDollar alternativeAn EveryDollar alternative outside the US: EveryDollar Premium and its app are US-only, and Premium costs $79.99 a year. BudgetByChat is free in any country and 30 currencies.Open →Monarch alternativeA Monarch Money alternative for expats and freelancers: Monarch costs $99.99 a year and does not convert currencies. BudgetByChat is free and converts 30 currencies at live rates.Open →Mint alternativeNeed a Mint alternative? Mint now lives on as part of Credit Karma. BudgetByChat is a free budgeting app with real budgets, savings goals, net worth and multiple currencies.Open →Goodbudget alternativeA Goodbudget alternative without limits: Goodbudget’s free plan allows 20 envelopes, 1 account and 1 year of history; Premium is $80 a year. BudgetByChat is free with 30 currencies.Open →Budget spreadsheet vs appA budget spreadsheet is free and flexible but needs manual exchange rates, formulas and discipline. How an Excel or Google Sheets budget compares with a free budgeting app.Open →