BudgetByChat
WhatsApp add-on · Founding spots open

Track your money by texting it.

Send "spent 45 AED on groceries" on WhatsApp. It's logged, converted to your currency, and you get back what's left. No app to open.

Join the waitlist, 1 minuteTry the free web app →

Free to join · Any currency · Your data is never sold

BudgetByChatonline
spent 45 AED on groceries
✅ 45 AED logged to Groceries. (AED 1,255.00 remaining in Groceries)
spent 2500 PKR on mobile top-up
✅ 2500 PKR (≈ AED 32.80) logged to Phone. (AED 167.20 remaining in Phone)
status
🛫 Financial Boarding Pass
💰 Budget: AED 3420 left (57% spent)
Real replies from the bot. Amounts are an example.
Why it sticks

Budgets fail in week two because logging is a chore.

Log it where you already are

One message from the car park, not an app you forget to open.

No currency maths

Spend in AED, PKR, INR or anything else; it converts at the latest rate.

Know before the 25th

Every log replies with what's left, so you can change course mid-month.

What you can send

Your budget, one message away.

spent 150 AED on groceries

Log an expense. New word? It asks the category once, then remembers.

received 5000 salary

Log income, in whatever currency it arrived.

balance

What's left in each category, and what's over.

status

Your whole month in one reply: budget, net worth and key numbers.

PAID

Reply to a bill reminder (3 days before, the day before, on the day) to mark it done.

COPY / FRESH

On the 1st: copy last month's budget or start blank.

FOUNDING MEMBERS · 100 SPOTS

AED 49for your first year

Planned launch price: AED 9/month or AED 89/year.
  • Price locked for as long as you stay subscribed
  • First to get access at launch
  • Reserving is free: nothing to pay now
Joining the waitlist is free. You decide about a founding spot after.

The web app stays free. Forever.

Budgets, expenses, income, accounts, savings goals, net worth, debt payoff, reports and exports, in any currency. You only pay if you want WhatsApp.

iPhone and Android apps are coming soon, free, with push alerts for budgets, bills and goals.

Start the free web app now →
Step 1 of 7

Join the waitlist

The number you use WhatsApp on. We never share it.
We’ll email you about launch. Leave any time.
Waitlist

Five quick questions. Then you’re in.

Your answers decide what we build first and how we price it.

  1. Join free and get your place in line
  2. Optional: reserve a founding spot at AED 49 (no payment now)
  3. We email you when your access opens

Questions

Do I have to pay for the web app?

No. Every web feature is free, with no limits. The add-on is only for WhatsApp.

Does it connect to my bank?

No. You log what you spend by message or on the web. We never ask for bank logins.

Which currencies and languages work?

Add any supported currency code to your message and it's converted at the latest rate. Messages are in English for now.

Is there a mobile app?

Yes, for iOS and Android, coming soon and free, with push alerts for budgets, bills and goals. Waitlist members hear first.

Will you message me on WhatsApp?

Only if you tick the box and then message us first with the "Confirm on WhatsApp" button. Before launch that is 3 messages at most, and you can reply STOP any time.

Do I pay anything to reserve a founding spot?

No. Reserving is free and isn't a purchase. If you subscribe at launch while spots last, you get the founding price for your first year. If you change your mind, simply don't subscribe.

What happens to my data?

It stays on our own servers and is never sold or shared. Every email has a link to delete your waitlist data, and if you have an account, deleting it erases everything after 30 days.

Founding price AED 49Free to join · 100 spots
Join waitlist